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Solutions

Solutions by audience

Kenal AURA modules are combined into operational solutions for the teams that buy merchant monitoring: acquirers, PSPs, compliance programs, and risk leads.

Acquiring banks and card-scheme members

For Acquirers

Continuous merchant monitoring, drift detection, and MMP-format reporting for Mastercard acquirer compliance obligations. Built for the dual SLA clocks and the evidence cadence card schemes actually audit against.

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Payment service providers and gateway operators

For PSPs

Portfolio-wide merchant risk monitoring with entity discovery, drift alerting, and investigation workflows. Spot category pivots, transaction laundering, and undeclared merchant properties before they become chargebacks or scheme findings.

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Payment facilitators aggregating sub-merchants

For Payfacs

Sub-merchant KYB at payfac cadence: bulk onboarding, director eKYC, SSM Live verification, and continuous web monitoring across a flat sub-merchant book. Evidence packages sized for sponsor acquirer audits.

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Fintechs and payment platforms with merchant ecosystems

For Fintechs

KYB and continuous monitoring without a two-year build. SSM Live, director eKYC, adverse media, and drift detection behind a tenant that can be provisioned in a week and integrated via HMAC-signed webhooks.

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Compliance teams at acquirers responsible for Mastercard MMP obligations

Mastercard MMP Tooling

Tooling to run the operational side of Mastercard MMP obligations: continuous crawling and classification, dual SLA tracking (5 business days detection, 15 calendar days remediation), and reports aligned to the MMP reporting format.

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Risk and compliance leaders responsible for BRAM adherence

BRAM Compliance

BRAM rule coverage across 17 prohibited content families, multilingual classification for English, Bahasa Malaysia, and Chinese, and evidence packages that stand up in a scheme audit.

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Acquirers and PSPs with MATCH listing obligations

MATCH List Workflow

End-to-end MATCH listing workflow from detection through resolution: entity discovery, structured reason codes, and evidence bundles backed by 7-year chain-of-custody retention for Mastercard MATCH submissions.

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Malaysian acquirers, PSPs, fintechs, and payment platforms

For Malaysia

Built in Malaysia for Malaysian merchant portfolios. SSM Live integration, Bahasa Malaysia classification, BRAM coverage, and per-tenant placement on the AWS Malaysia region so Malaysia PDPA residency is honoured by infrastructure, not by policy promise.

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Not sure which solution fits your team?

Book a discovery call and we will scope the right configuration for your portfolio size, risk profile, and reporting obligations.